In our modern world, there are many options to choose from when we buy something. Unfortunately for you, it’s also the same with credit score books. However, we’ve made a list of the best credit score books to help you.
These books are useful whether you are starting to create your credit score or trying to repair it. The information in these books will help you make strides toward financial freedom. Let’s get into the books we’ll discuss today without further ado.
The 7 Best Credit Score Books
We’ve created a list of the seven best credit score books. The books are unique and are from authors with decades of experience. The books delve into topics like how to repair bad credit by using loopholes in federal law and secrets of increasing credit scores.
1. Secrets Of The 800+ Club By Terrell Dinkins
This book will alter your perspective on credit scores and help lighten your financial load. Unlike most self-help books, you can use the advice provided in the book in real life.
The language in the book is also easy to understand. This straightforward manual helps make sense of credit bureaus, what they are, and what they do. The author explains what might positively or negatively affect a person’s credit score.
Overall, the author uses her kind and welcoming tone to help readers. She helps them surprisingly understand not to spend hundreds on third-party providers to maintain a good credit score. This is why we included the book in our list of best credit score books.
2. Repair Your Credit Like the Pros By Carolyn Warren
The book is a great place to start if you want to increase your credit score. The author has over two decades of experience in the mortgage industry and is an expert in credit repair.
Furthermore, the book is divided into easily digestible parts, making it perfect for decreasing attention spans. Each piece of the book covers a different facet of credit repair.
Following this, she delves into credit bureaus, credit reports, and how to read them. On top of all that, she elaborates on the different aspects that can hurt credit scores. By reading these books, you can make progress toward achieving financial freedom.
3. How to Raise Your Credit Score By Avery Breyer
Raising your credit score is more than a suggestion it’s a necessity in life. A condition that people land to learn about as they grow old. Unfortunately, the topic isn’t covered in our schools and as such books like this are extremely helpful.
The author does a beautiful job of tackling the whole process. She undeniably goes through the confusing parts in a breeze. The book effectively guides the reader in understanding the inner workings of credit scores and their calculation without any reservations.
We particularly enjoyed delving into credit card payments and how they can significantly contribute to our payment history. As a result, we consider it a must-read and have included it in our list of top credit score books.
4. Color My Credit: Mastering Your Credit Report By Alisa Glutz
The book is jam-packed with practical advice for anyone looking to enter consumer credit. We loved how the author turned a complex and intimidating topic into an engaging one.
We recommend the book to anyone looking to buy a car or their first home. This book will undoubtedly help you navigate the process. The author talks about the steps people must take when getting credit. She helps us understand what to do and what not to do to make the best decisions.
5. The Easy Section 609 Credit Repair Secret By Brandon Weaver
The methods the author mentions in the book are unique and one of a kind. Despite that, most of the material you’ll find in the book can be found on google. But what makes the book better than most free resources is how detailed the information is.
Compared to certain books, the information in the book is clearly laid out, and the narrative flows smoothly. It explains a sophisticated method of credit restoration that makes credit repair that much more likely.
The author highlights Section 609 in the book. This is a legal loophole under federal law to remove incorrect information from your credit report in as little as 30 days.
6. Your Score: An Insider’s Secrets to Understanding, Controlling and Protecting Your Credit Score By Anthony Davenport
The author’s writing style is clear and concise, making the sometimes confusing world of credit scoring easy to understand. He covers various topics, from factors affecting your credit score to the best ways to manage your credit card balances. He also talks about avoiding negative impacts on your credit report.
The author dives further into the multitude of ways that a good credit score can improve your financial life. Such as qualifying for better loans and interest rates. Overall, “Your Score” should be considered mandatory reading for people of all ages. This is why the book has made it to our list of the best credit score books.
7. Build and Protect Your Credit Like the Pros By Carolyn Warren
This is the second book in our list of best credit score books by the same author. The reasoning behind this is how good books are and how wonderfully she presents her insights.
The book is an excellent resource for understanding methods of increasing or keeping your credit score. The author gives a nudge to the reader in the correct direction regarding our relationship with our finances.
No matter where you are in your financial book, the book has something to teach you. The book will help you make the right decisions and move closer to your financial objectives. The author’s insights make the text much more readable and fun.
You may also read: 5 BOOKS ON CREDIT RISK TO LEARN FINANCE AND RISK MANAGEMENT
Final Words
We conclude this article by saying that anyone looking to improve their credit score can do so by going through our list of the best credit score books.
One piece of advice we will leave you with is that fixing your credit is a process that takes time. Even though the procedures mentioned in the books will help, without a doubt, they will take time.
Frequently Asked Questions
Rabab Rayan is a senior year business undergrad at the Bangladesh University of Professionals with an insatiable appetite for reading. He has a particular enthusiasm for science fiction and mystery genres and can often be found exploring local bookshops and chatting with fellow bookworms about his latest reads.